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Inpatient benefits Coverage for Group Healthcare
plans:
Like regular International Health Insurance
plans, Healthcare plans for groups have different level of
cover.
The first level of cover available to a corporate Healthcare
scheme is Hospitalization which typically covers medical
expenditures you have when being hospitalized.
This includes the cost of the Hospital or Clinic room for the
employees as well as treatment they receive.
Hospital daycare treatment typically includes the cost of
medication, medical exams you may undertake (x-rays, MRIs, CT
Scans, Laboratory tests...) as well as medication prescribed.
Surgery is usually covered under Hospitalization benefits,
whether it be Inpatient surgery or Outpatient surgery.
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Outpatient benefits Coverage
for Group Healthcare plans:
Corporate Health insurance plans can offer
Outpatient benefits coverage. Group Outpatient Healthcare
typically includes the cost of medical consultations whether
your employees go and see GPs or Specialist.
Employees will also be covered for prescribed medication.
Additional Healthcare benefits for groups also include medical
test (MRIs, X-Rays, CT Scans, Laboratory tests...).
Complementary medicines such as Homeopathy, acupuncture,
Chiropractor, Psychiatric treatment may be offered to your
Corporate Group Health Insurance plan as an option.
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Maternity benefits Coverage
for Group Healthcare plans:
Maternity benefits can be offered as par of
the Group Healthcare plan. Typically, Maternity benefits may
vary depending on the Group Healthcare plan provider. Your Group
Healthcare plan may benefit from pre-delivery test, diagnostic
tests or complications arising during delivery. Post delivery
can also be covered, along with new born coverage.
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Dental benefits Coverage for
Group Healthcare plans:
Dental benefits can be either "routine
dental" or "major dental treatment". Depending on your group
Healthcare plan, cover may include both. Dental treatment such
as Orthodontics or Paradontics are generally belong to "major
dental treatment".
Depending on your Group Healthcare plan,
Major dental treatment my have waiting period before your
employees can benefit from major Dental treatment.