International Health insurance plans typically cover
Inpatient healthcare.
Inpatient means that the patient must be hospitalized
and thus usually stay at the hospital at least one
night.
Most International Healthcare plans offer the choice of
both doctor and Hospital, unless the plan takes
advantage of the insurer Network.
It is important to be aware that the cost of an
Hospitalisation can vary a lot from one hospital to
another. This is the reason why it is advisable to ask
the cost of an hospitalisation prior to admission. This
is especially true in Countries such as USA and China
where the cost of surgery can be very high. Most
insurance companies have high limit stated in their
International Inpatient plan table of benefits. However,
you may find that some healthcare plan do not cover some
cost; it is therefore advisable to check whether the
following cost are covered by your health insurance
provider.
Typically, Inpatient Health insurance benefits
coverage includes the following:
• Surgery cost (Inpatient and Outpatient surgery cost)
• Hospital room cost (Private or semi private room)
• In-patient medication during Hospitalisation
• Intensive care room
• Medically necessary In-patient Laboratory tests such
as Per Scan, X-rays, MRI as well as useful diagnostic
test
Some Inpatient plans (Hospitalisation) may also
coffer the following:
• Organ transplant
• Ambulance cost
In order to benefit from a more complete plan you may
also decide to have a Healthcare plan which covers the
following:
-Outpatient benefits
-Dental Benefits
-Maternity Benefits
-Repatriation benefits
International Health Cover
