What is a pre-existing medical condition?

A Pre-existing medical condition is a medical issue that started before you enrolled on a healthcare plan. For instance, some common pre-existing conditions typically include depression, arthritis or pregnancy. Depending on the nature of your pre-existing medical condition the insurance may decide to cover you against a loading. If your pre-existing medical condition is minor or old some insurers may cover it as standard; however such decision is taken after the medical insurance providers has reviewed / underwritten your application. We recommend you contact us so that one of our advisors will guide you through the most appropriate Health Insurance plan suited to your pre-existing medical condition.

It is recommended to enroll on a medical insurance plan before you develop a pre-existing condition as it can restrict your choice of Health Insurance plan. Typically, our Health Insurance plans are suited to all ages and renewable. We offer a large choice of health insurance plan; some of them are more likely to cover yourself or your family if you developed a pre-existing medical condition before your plan starts. If you develop a pre-existing medical condition while on the plan you can renew your plan from one year to another.